Setting up the most suited

Life Insurance
& Protection Plans

Setting up the most suited

Life Insurance
& Protection Plans

Protection for you & your family

The foundation of good financial planning

Our goal is to provide you with the peace of mind that financially protecting you and your family brings.

Although many of us spend a vast amount of money on insurance to protect our homes, cars, assets and business, protecting our lives and livelihoods is often overlooked. However, there are a variety of Life Insurance and protection plans available to save you and your dependants from losses due to sickness, injury, unemployment and premature death.

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There are a variety of types of life insurance, but primarily it is considered a lump sum protection that provides a one off capital payment should the unthinkable happen. This leaves your family with the security that a loss of life will not also mean a loss of future capital.

Of those affected by critical illness few are protected from the large costs associated with not only losing the income of a bread winner but the additional care they or their dependents will need.

Critical illness is one of the biggest potential threats to a families’ wealth and lifestyle, and whilst relatively simple to insure so many remain unprotected from this vulnerability.

Critical illness cover shields you from the crippling burden the cost of care and loss of income you or your family could endure due to a crisis of sickness or injury.

If are unable to work due to sickness or injury, surviving on sick pay and savings may not be enough to sustain your quality of life. Therefore you may want to explore additional income protection options.

For many there is a shortfall in the protection that the state and work places provide, and the income your family needs to continue an appropriate lifestyle.To ensure you do not suffer further losses due to unpaid bills caused by already unfortunate circumstances, income protection pays you a monthly tax free income until such time as you are able to return to work.

Many of us would benefit from some additional medical insurance to provide us with private health care at a time when we would want to make a speedy recovery. The cost of sickness can potentially outweigh the cost of Private Medical Insurance premiums and it could be a worthy investment in to your health and wellbeing.

Private medical insurance offers flexible and varying levels or private health care based on your wants and needs. Private health care gives you access to short weight lists for consultation and treatments allowing you to recover quicker so that you can return to your daily and working life faster. This can benefit not only breadwinners and careers, but those in retirement that feel they want to maximise on this time in their lives in the best health as possible.

Private Medical Insurance also gives you the benefit of better facilities, faster diagnosis, choice of facilities, and choice of convenient appointments or treatments times.

No matter the insurance, we will always asses how best to organise the premiums, the capital and the income elements of any policy, so that they are subject to efficient tax planning.

Application Process

Our dedicated advisors perform a comprehensive analysis of your circumstances and affordability. Our job is to balance the level of premium you can afford with the level of cover you require.

Using an in depth medical questionnaire we can compare cover for pre-existing medical conditions so that you are protected no matter the circumstance.

And as independent advisors we can access comparison quotes from the whole market in order to find the most cost effective insurance suited to your needs.

There are a variety of types of life insurance, but primarily it is considered a lump sum protection that provides a one off capital payment should the unthinkable happen. This leaves your family with the security that a loss of life will not also mean a loss of future capital.

Of those affected by critical illness few are protected from the large costs associated with not only losing the income of a bread winner but the additional care they or their dependents will need.

Critical illness is one of the biggest potential threats to a families’ wealth and lifestyle, and whilst relatively simple to insure so many remain unprotected from this vulnerability.

Critical illness cover shields you from the crippling burden the cost of care and loss of income you or your family could endure due to a crisis of sickness or injury.

If are unable to work due to sickness or injury, surviving on sick pay and savings may not be enough to sustain your quality of life. Therefore you may want to explore additional income protection options.

For many there is a shortfall in the protection that the state and work places provide, and the income your family needs to continue an appropriate lifestyle.To ensure you do not suffer further losses due to unpaid bills caused by already unfortunate circumstances, income protection pays you a monthly tax free income until such time as you are able to return to work.

Many of us would benefit from some additional medical insurance to provide us with private health care at a time when we would want to make a speedy recovery. The cost of sickness can potentially outweigh the cost of Private Medical Insurance premiums and it could be a worthy investment in to your health and wellbeing.

Private medical insurance offers flexible and varying levels or private health care based on your wants and needs. Private health care gives you access to short weight lists for consultation and treatments allowing you to recover quicker so that you can return to your daily and working life faster. This can benefit not only breadwinners and careers, but those in retirement that feel they want to maximise on this time in their lives in the best health as possible.

Private Medical Insurance also gives you the benefit of better facilities, faster diagnosis, choice of facilities, and choice of convenient appointments or treatments times.

No matter the insurance, we will always asses how best to organise the premiums, the capital and the income elements of any policy, so that they are subject to efficient tax planning.

Application Process

Our dedicated advisors perform a comprehensive analysis of your circumstances and affordability. Our job is to balance the level of premium you can afford with the level of cover you require.

Using an in depth medical questionnaire we can compare cover for pre-existing medical conditions so that you are protected no matter the circumstance.

And as independent advisors we can access comparison quotes from the whole market in order to find the most cost effective insurance suited to your needs.

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